Breaking Free from Unbearable Debt

Having helped hundreds of people in credit card and all types of high-interest debt we understand what is needed in helping you

Debt consolidation personal loan

A consolidation loan rolls all your debts in to the one manageable repayment, which could help you break free from the debt spiral.

Debt consolidation home loan

Package all of your existing debts such as credit cards and personal loans under your mortgage allows you to repay in one simple low rate repayment.

First Home Buyer

Buying your first property can be a daunting experience but finding the right finance doesn’t have to be.

Refinance

Refinancing can be greatly beneficial to your existing mortgage and financial situation.

Land and Construction

The three most common processes for construction and vacant land loans include:

  • Buying off the plan
  • Buying a house and land package
  • Buying land and building a property
  • ...Read more

Agriculture Equipment

There’s a great deal of importance around the productivity of farming, which is why finance for this equipment is crucial for a successful farmer

  • Tractors
  • Harvesters
  • Trucks
  • Cotton pickers
  • Fruit picking and grading equipment
  • Spraying equipment
  • Irrigation equipment

Earthmoving Equipment

Acquire the latest machinery in order to increase productivity and improve profits without the need of capital to purchase the item.

Be it unforeseen car repairs, your dream wedding coming up, an overseas holiday you’ve been talking about for a while, or you may want to revamp your kitchen, sometimes you need a little extra cash.

The right personal loan will depend greatly on your previous credit history, the reason for obtaining the loan, your capacity to make repayments and your asset position.

  • Home Improvements
  • Home furnishings
  • Holiday and Travel
  • ...Read more

Vehicle finance can be arranged for Cars, 4WD’s, Motorbikes, Caravan’s, Camper Trailers, Trucks and Utes for either personal or business use.

By taking out finance for your next vehicle you could reduce your overall cash outlay to use on other things (that well deserved holiday perhaps). If you’re a business, financing a vehicle may improve your cashflow and potentially allow you to claim a tax deduction (please seek advice from...Read more

If you are interested in switching to solar, it is a great step towards saving money on electricity bills while at the same time lowering your carbon footprint.

Green loans are available to fund the purchase of approved solar power systems, solar water tanks, energy-efficient air conditioning units, solar pool heating units, energy-efficient lighting and other households improvements designed to achieve economic and environmental savings.

  • Solar Finance
  • Green Home...

Your horse deserves the safest and most comfortable equipment for their transport. We finance horse floats, goosenecks, horsebox and vehicles.

Tailor-made marine finance options for new and used boats, Jetski’s, yachts and commercial fishing vessels for personal or business use, through private sellers, dealers or auctioneers, anywhere in Australia.

Please keep in mind that asset finance is largely a ‘risk-based lending system’, meaning that the rate offered to each customer is based on each individuals lending profile, circumstances and the asset they are looking to purchase.

The information within this tab: A Limited Recourse Borrowing Arrangement (LRBA) is a financial arrangement which enables a Self-Managed Super Fund (SMSF) to purchase a property with borrowed money. This can be residential or commercial property. So to do this, a separate trust entity called a Bare Trust is set up to legally own the property on behalf of the SMSF. Purchasing a property through a SMSF can provide an...Read more

Our Lenders

About Us

Liz-anne’s most enjoyable part of her job as a finance and mortgage broker is educating and guiding her customers through their journey towards choosing the most appropriate loan for their needs. Having experience as an accountant and mortgage broker has provided her with the ability to be able to consider every aspect of your situation and deliver you the most suitable loan while understanding the need for finance can be a very personal experience.

Top Pocket Finance can assist you with a number of different loan types, in particular Debt Consolidation, Personal Finance and SMSF lending.

Why Choose Us

What Our Clients Say

  • I can’t thank Liz-Anne enough for the amount of time and effort she went to in wrapping up all my loans in to one. I wouldn’t be where I am today without her help!
    The service I received from her was outstanding. She was always available to answer my questions, quick to give updates and always reassuring. Love her work!

    Jessica d’Argent
  • From start to finish Liz-anne made this process incredibly easy. She’s friendly and knowledgeable. She gave great advice on the type of loan we were after and recommended a quality lender. I would highly recommend Liz to anyone who asks. I would definitely use her again and have recommended her to some friends of ours who are going through the same process.

    Katy Plummer
  • Liz-anne has been incredible these past couple of weeks. We needed to organise finance for a business item very close to financial year end, and Liz-anne go to work immediately, ensuring our finance was secured in time. Thank you so much Liz-anne for your professionalism, knowledge and swift action, we are so happy we were referred to you.

    Kiri and Chris Pasfield
  • Excellent service, great help and keeps you informed every step of the way. Liz-anne is very professional. I highly recommend.

    Mick Macfie
  • Liz-anne has helped my husband and I finally reach out goal of owing our own home. Working with Liz-anne was a breeze. Thank you.

    Karli Dall

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