Central Coast’s Car Finance Experts

Top Pocket has finance options for cars, SUVs, utes, trucks, motorbikes and all kinds of finance options for motor vehicles.

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Drive Away Stress Free

Get ready to hit the road in your dream car with the help of Top Pocket Finance. Top Pocket Finance is experienced in assisting Central Coast families that are after a no-fuss tailored car loan. We understand the freedom a reliable car can offer, Whether it’s to unlock new job opportunities, be able to take a last-minute weekend trip, or even doing the daily commute, a dependable vehicle can be a major asset to day-to-day life. We also know that having the ability to finance a new car can be challenging if you don’t have access to savings or have bad credit. We’re devoted to assisting our customers with automobile financing even in the event of their credit history being poor. Every application is evaluated individually, and we do our best so that our Central Coast customers can access a car loan. The team at Top Pocket Finance are available Monday through Friday to take care of any queries you may have before choosing an application.

What We Offer

Personal Car Loans

Whether it’s a new or used car, ute, van or 4wd Top Pocket is your auto finance expert. We know that one rate and terms doesn’t fit everyone and that’s why we take the time to find the right car loan tailored to your needs

Company Car Loans

When it comes to picking a business car loan, Top Pocket Finance offers a range of option. Purchasing a vehicle is an important step for your business, so we’re here to help make the process as simple as possible. As long as you’re an ABN holder, we’ll help you take care of the rest.

Refinancing Car Loans

Tired of spending an excessive amount of money on your existing car loan? Refinancing your car loan could be the easiest way to cut down the time it takes to pay off your loan.

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Our Lenders

Why Choose Us



11+

of experience in Accounting and Finance

6 Days

A Week
availability

2-Hour

Response
Time



Flexible Meeting Places



Extensive Knowlege of lenders policies



Personal Satisfaction from helping others



Empathetic towards others and understanding their situation

What Our Clients Say

Read More Testimonials

EXCELLENT

Based on 161 reviews

Michael Tyris

Honest good people who helped me out twice now! Great b experience! Always there to help when we have issues with banks and paperwork! Nothing but good things to say! Thanks heaps for your help!

Rod J

Richard and Top Pocket finance have been a great service to deal with. We had a difficult purchase along with also being a fairly new business but Richard handled it with ease and gained the best outcome for our situation. Communication all the way through the transaction was great. I would highly recommend!

Tim Berry

I highly recommend Top Pocket Finance. Richard and the team provided prompt service and a great outcome for finance of my business car purchase.

Leesa Hill

Omg I just don't know what we would have done without the absolute amazing and professional help and support from the guys at Top Pocket. We were treated like family right from the start. They went above and beyond for us. Always there for every silly question. Apparently there are no silly questions lol. This was our first home purchase so knew nothing. I cannot recommend them enough. I want to thank them for their hands on friendly approach. Guys you made a very scary time so not scary knowing you were their by our side. Please if you want a friendly caring team to help with your finance needs you will not be disappointed by choosing Top Pocket Finance.

Tanya Watkins

Liz-anne was so helpful to get the re- finance done, every step of the way n even the last hill where the bank wasn't helpfull. New how to sort it n got it through. Amazing. Thankyou 🙏💖🌸

Julie Mayop

Richard and Liz were both amazingly helpful in securing the finance and the new car I was wanting to purchase. Top Pocket Finance did all the hard work for me, and I highly recommend their financial services and advice.

Jayden McIntosh

Really impressed with Richy from Top Pocket Finance. Not only did he help me secure a great deal on my new ute, the customer service was next level and the care and attention he showed through out the deal was second to none. 10/10 will call again next time I need some money. Thanks Top Pocket Finance!

Tia Tini

Liz-Anne was great to work with and so patient despite me and my family being painful at times. She was clear, helpful and thorough the whole process and I will be using her in the future. I highly recommend working with Liz-Anne!

Shannon Tini

This is the second time we have used Top Pocket Finance for our financial needs. Thank you so much Liz-anne we are very happy with the service!

_____ Dr

Highly recommend!

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