Central Coast’s Car Finance Experts

Top Pocket has finance options for cars, SUVs, utes, trucks, motorbikes and all kinds of finance options for motor vehicles.

Drive Away Stress Free

Get ready to hit the road in your dream car with the help of Top Pocket Finance. Top Pocket Finance is experienced in assisting Central Coast families that are after a no-fuss tailored car loan. We understand the freedom a reliable car can offer, Whether it’s to unlock new job opportunities, be able to take a last-minute weekend trip, or even doing the daily commute, a dependable vehicle can be a major asset to day-to-day life. We also know that having the ability to finance a new car can be challenging if you don’t have access to savings or have bad credit. We’re devoted to assisting our customers with automobile financing even in the event of their credit history being poor. Every application is evaluated individually, and we do our best so that our Central Coast customers can access a car loan. The team at Top Pocket Finance are available Monday through Friday to take care of any queries you may have before choosing an application.

What We Offer

Personal Car Loans

Whether it’s a new or used car, ute, van or 4wd Top Pocket is your auto finance expert. We know that one rate and terms doesn’t fit everyone and that’s why we take the time to find the right car loan tailored to your needs 

Company Car Loans

When it comes to picking a business car loan, Top Pocket Finance offers a range of option. Purchasing a vehicle is an important step for your business, so we’re here to help make the process as simple as possible. As long as you’re an ABN holder, we’ll help you take care of the rest.

Refinancing Car Loans

Tired of spending an excessive amount of money on your existing car loan? Refinancing your car loan could be the easiest way to cut down the time it takes to pay off your loan. 

Our Lenders

Why Choose Us

11+

of experience in Accounting and Finance

6 Days

A Week
availability

2-Hour
Response
Time
Flexible Meeting Places
Extensive Knowlege of lenders policies
Personal Satisfaction from helping others
Empathetic towards others and understanding their situation

What Our Clients Say

Excellent
Based on 78 reviews
8 cups of rice
8 cups of rice
2024-04-26
Used top pocket finance for a few needs, Liz-anne came up with a bright idea, very particular to my situation (and came up with said idea within the click of a finger). Both Liz-anne & Richard were always available for any question big or small. They both always kept me updated & in the loop. Can’t recommend these knowledgeable gurus enough.
Fiona Ganderton
Fiona Ganderton
2024-04-23
We have had the pleasure of Liz-Ann and Richard helping us get a personal loan to pay for our son's operation. They were both so help and could not have done any more to help us. I would definitely recommend them to anyone in need of a personal loan 🙂
Tanya Vella
Tanya Vella
2024-04-17
I was recommended Top Pocket Finance by a friend . Initially I reached out to them for guidance for my son who wanted to finance a new car . They were absolutely brilliant in explaining risks , but also making sure he didn’t get in over his head . Also took the stress out of it for me knowing he was getting looked after . More recently I approached Liz anne and Richard for guidance on consolidating some small debts so my finances were more manageable . Within 48 hours the job was done , money in the bank and debts consolidated , all the stress taken out of it for me. They researched lenders and found a lender tailored to my circumstances, consulted ( and coached ) me through every step . That in itself has saved me money, time and again peace of mind . I’m so grateful to them and feel some relief in what has been a challenging year . I could not recommend them enough . Tanya
Belinda Anderson
Belinda Anderson
2024-04-16
Liz-anne helped us secure finance to purchase a property with our SMSF. It was obvious from the start that she is a true professional who operates with integrity. During the whole process she was efficient, knowledgeable, helpful and always had our best interest at heart. She made the entire process seamless. We look forward to working with Liz-anne more in the future on other projects.
Gavin Nerney
Gavin Nerney
2024-04-10
The guys at Top Pocket Finance are so awesome and a pleasure to deal with. Liz-Anne and Richard came to me highly recommended and I would have no hesitation to pass that on to anyone who is looking to use their services. They really do care about what they can offer and most importantly, their clients.
Olivia Gash
Olivia Gash
2024-04-04
Liz-Anne was outstanding in securing our finance for our SMSF. Not only was her service outstanding she alleviated every concern and surpassed all expectations. She is professional, dedicated and uses great technology to reduce the need to continually provide banking documents. She brings an exceptional level of expertise and is across it all. Her depth of knowledge was evident though out the process. I feel what sets her apart from others is her unwavering commitment to client satisfaction and passion for helping her clients achieve their objective. I would 100% recommend Liz-Anne’s service!
Candice Whangapirita
Candice Whangapirita
2024-04-02
Liz-anne was excellent. Very attentive and knowledgeable and made the whole refinancing process very easy. Highly recommend.
Shannon Logue
Shannon Logue
2024-03-22
Absolutely top-notch service. It was quick, easy and zero fuss. I was kept informed of where things were up to. Could not recommend Top Pocket Finance highly enough.
Tammy Macdonald
Tammy Macdonald
2024-03-13
I had the most amazing experience with Top- Pocket. Liz-Anne and Richard went above and beyond. It was such a quick, smooth and easy process and I would highly recommend this company. I can’t thank them enough.
Ally Knipe
Ally Knipe
2024-03-12
A truly positive experience from the very first call. Richie and Liz-anne listened to everything I wanted, they got me the best deal and they kept me updated as everything progressed. Thank you very much Top Pocket Finance for your excellent advice and customer service. If only every business I interacted with operated like yours!