Liz-anne is consistently supportive, knowledgeable and kind while assisting her clients to navigate all things loans. I strongly recommend her services and am grateful for her continued guidance throughout the life of my home loan. Thanks Liz-anne! 😊
Roxy Aprile
2024-07-23
Top Pocket Finance was recommended to me. I had two previous mortgage brokers who did not care about having my business.
Liz-anne so impressed me with her genuine care, efficiency, capability and professionalism. She found me a great loan and I was able to purchase my property. I cannot recommend her and her business highly enough.
Tanya Penfold
2024-07-16
Absolute pleasure working with Top Pocket Finance, hassle free, prompt and great communication. Thanks guys 😊
Malcolm Baker
2024-07-15
We have used Top Pocket Finance on several occasions now. Each time Liz-anne has proven to be excellent in securing the best home loan for our needs. Liz-anne also takes the time to explain things in a simple and easy to understand manner. Liz-anne is also prompt with her response. Nothing is too difficult for her. We would definitely use Liz-anne for our financial needs again.
Brodie Lynch
2024-07-04
Second time using Liz-Anne and Richard’s service. They worked tirelessly, despite some hurdles, to achieve me the ultimate outcome. Very happy and will continue to use Top Pocket
M B
2024-07-04
Highly Recommend Liz-anne for all things Finance related, we just settled a Refinance with her, and we got a Great Rate, she is very Responsive and always keeps you informed on the status of your application!
Kylie Brown
2024-06-29
Liz-anne was great, she talked me through all my options for refinancing my homeloan and explained everything in a way I could understand. She was very friendly and professional throughout the process, and helped me get a lower interest rate.
Gakkai [Chuck]
2024-06-18
If you want it, they’ll get it ! Best peoples to get a Loan from.
Ronny Masr
2024-05-30
I would really like to thank pocket finance Liz-Anne and Richard for the hard work they put in to helping me fulfil my business requirements they went above and beyond what was required to get the deal over the line looking forward to working with this team in the future as they help my family business grow great job team Thank you for the gift loving my coffee mug on the road 🙏🙏🌟🌟🌟🍻
First Home Buyer
Buying your first property can be a daunting experience but finding the right finance doesn’t have to be.
Refinance
Refinancing can be greatly beneficial to your existing mortgage and financial situation.
Land and Construction
The three most common processes for construction and vacant land loans include:
Buying off the plan
Buying a house and land package
Buying land and building a property
Investment property
Cash flow and capital growth play a huge part when purchasing an investment property.
Self-Managed Super Fund (SMSF)
Purchasing a property through a SMSF can provide an opportunity to grow significant wealth for retirement. One of the advantages of having a SMSF is utilising a member’s superannuation to acquire a property that can then be leased back to the member’s business.
Home Equity
If you’ve owned your home for a few years, there’s a good chance you’ve built up some reasonable equity, and this can be a valuable resource when it comes to property investment.
The information within this tab: A Limited Recourse Borrowing Arrangement (LRBA) is a financial arrangement which enables a Self-Managed Super Fund (SMSF) to purchase a property with borrowed money. This can be residential or commercial property. So to do this, a separate trust entity called a Bare Trust is set up to legally own the property on behalf of the SMSF. Purchasing a property through a SMSF can provide an opportunity to grow significant wealth for retirement. One of the advantages of having a SMSF is utilising a member’s superannuation to acquire a property that can then be leased back to the member’s business.
Vehicle finance can be arranged for Cars, 4WD’s, Motorbikes, Caravan’s, Camper Trailers, Trucks and Utes for either personal or business use.
By taking out finance for your next vehicle you could reduce your overall cash outlay to use on other things (that well deserved holiday perhaps). If you’re a business, financing a vehicle may improve your cashflow and potentially allow you to claim a tax deduction (please seek advice from your Accountant).
Tailor-made marine finance options for new and used boats, Jetski’s, yachts and commercial fishing vessels for personal or business use, through private sellers, dealers or auctioneers, anywhere in Australia.
Please keep in mind that asset finance is largely a ‘risk-based lending system’, meaning that the rate offered to each customer is based on each individuals lending profile, circumstances and the asset they are looking to purchase.
Boats
Jet Ski’s
Trailers
Yachts
Be it unforeseen car repairs, your dream wedding coming up, an overseas holiday you’ve been talking about for a while, or you may want to revamp your kitchen, sometimes you need a little extra cash.
The right personal loan will depend greatly on your previous credit history, the reason for obtaining the loan, your capacity to make repayments and your asset position.
Home Improvements
Home furnishings
Holiday and Travel
Medical bills
Consolidate personal debt
Gap finance
Study
Earthmoving Equipment
Acquire the latest machinery in order to increase productivity and improve profits without the need of capital to purchase the item.